[dredgeguy]

My Z was insured with State Farm with my other cars, home and umbrella policy. Cost about $850/year with unknown value if totaled. At Carlisle I got quotes from both Haggerty and Grundy, one was about the same as State Farm but with agreed upon value of $35,000 and the other $275/year with the same agreed upon value of $35,000. I went to my State Farm agent to show him a copy of the $275/year as it looked too good to be true. He said it was great coverage.....then said, "your car is now 25 years old, sure I can beat that". Sure enough, State Farm offers collector car insurance for cars 25 years old and now I am covered at an agreed upon value of $39,500 for $250/year.