[DRM500RUBYZR-1]

Bill,
You can be sure we all feel badly for you.
Some comments:
1- that really does not look too bad.
2- looking at her car, you hit mostly sheet metal
3- totaled? depends.


If you have regular everyday insurance that values the car as a 1991 Corvette, and the premiums paid were based on that, the repair cost could exceed the paltry amount such policies might pay.


If you have a Collector's Policy, then if the car is actually unfixable, which I doubt, then they would pay the amount that was "agreed upon" when you started the policy.
If it was a "stated value" policy, perhaps less, but way more than regular coverage.


Please, all who read this, make certain that you have an "agreed upon value" collector policy, such as that offered by NCM Insurance, and that the value is representative of what the car is actually worth.


If you do not, then you are simply taking an unnecessary risk.


Bill, nearly all of the parts that were damaged are run of the mill C-4 parts.
These cars do not have frames per se, and because of that, minor "pushes" can easily be "pulled" back by a competent collision repair facility.


I suspect that you will be fine, and am very happy no one was injured, and that you behaved like a "dad" to the poor cherub that simply made a very foolish mistake.
Good luck and keep us posted.
Marty