Quote:
Originally Posted by Cdn ZR1 95
I'm insured with TD as are my daily drivers. Currently getting an appraisal done to make sure I'm completely covered. One thing you might consider is I am able to switch to comprehensive for roughly 6 months during the winter when it is parked. So fully covered for fire/theft etc. Nice thing is that is about $20/month from Nov-April. Call them up, add back collision/liability in late April and good to go. Brings annual cost to around $650 for the year and no restrictions.
Unless I'm missing something seems like the best of both world for us Canadians with a shorter driving season.
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I used to just let mine run full coverage all year, until I learned this 'trick'. This year I did this with similar cost savings. I agree that it seems to be the perfect solution.