Insurance Questions????

[Roadster]

Ok, really very confused right now......as maybe I was missing something, in that American Modern Insurance is the underwriter for the NCM!!!
So it appears that I can't use the ZR-1 for anything other than a pleasure ride and for car and show events....period......
No overnight stays, no vacation trips, store trips are a no-no....according to my agent who is up in CT,

Just spoke to Adam @ NCM, great guy tells me I have a little more flexability than what my agent said. But no more than one overnight stay for pleasure trip, unless car related such as Carlisle, Bowling Green, etc., etc. No errands, stores, etc.

So my other alternative is to just get full coverage from State Farm and be done with it, as there would be no restrictions, could use anytime, anywhere, day, night, overnight, vacations, errands, etc., etc.......
Of course I could only enforce the State Farm policy 6 or maybe 9 months a year and let it sit in the garage for the winter, as I wouldn't be driving it anyway. Alot to think about, and this thread did just that.
Again, thanking everyone for their replies...............

[Mystic ZR-1]

Agreed value is the biggy here.
Roll your ZR-1 into a ball with regular
car insurance and maybe get a check for $5k after fighting
with them. To them it's just an old Chevy...

[nelson007]

Doug I declared high on a couple of my C1's,due the low mileage (60 fuley-4200 miles) They asked for some pictures and some documentation and they approved all of them.
Did you have to submit pictures?
Nelson007

[Roadster]

Originally Posted by Mystic ZR-1

Agreed value is the biggy here.
Roll your ZR-1 into a ball with regular
car insurance and maybe get a check for $5k after fighting
with them. To them it's just an old Chevy...

That I'm not so sure of, I think my daughter did mention at one time, that State Farm would look at the market to see what the current prices of the insured vehicle is selling for to determine the value of said vehicle. I will verify this one way or another with SF, as this may be the only way to go to fit my wants and needs.

[Z06scentair]

Originally Posted by Roadster

Ok, really very confused right now......as maybe I was missing something, in that American Modern Insurance is the underwriter for the NCM!!!
So it appears that I can't use the ZR-1 for anything other than a pleasure ride and for car and show events....period......
No overnight stays, no vacation trips, store trips are a no-no....according to my agent who is up in CT,

Just spoke to Adam @ NCM, great guy tells me I have a little more flexability than what my agent said. But no more than one overnight stay for pleasure trip, unless car related such as Carlisle, Bowling Green, etc., etc. No errands, stores, etc.

So my other alternative is to just get full coverage from State Farm and be done with it, as there would be no restrictions, could use anytime, anywhere, day, night, overnight, vacations, errands, etc., etc.......
Of course I could only enforce the State Farm policy 6 or maybe 9 months a year and let it sit in the garage for the winter, as I wouldn't be driving it anyway. Alot to think about, and this thread did just that.
Again, thanking everyone for their replies...............

Call Grundy and be done!

Another plus for Grundy. Friend of mine built a 66 resto car over a 10 year span.

Second time around the block yeilded such results. Grundy paid off in less than two weeks no questions asked.

We will not talk specifics here, but we'll just say it was enough to purchase 3 as new zr-1's.